Why do we use our bank accounts? There are a number of answers floating in your mind when I ask this question to you. And that is quite common. But the most important reason why we operate our bank accounts is to deposit the money we earn.
Our money is always 10 times safe in the bank account than physically carrying the money with us. That is because of the security features that the bank are giving to their customers. Well, this statement is true only if you don’t compromise your bank account’s confidential details to anyone.
If you share the details like your Internet Banking’s username, password, your CVV Number, PIN Number, etc. Then it is quite obvious that your bank account is exposed to the people who know the details. And ultimately the money which you have deposited in your bank account is at stake.
The banks always notify their customers not to share the details with anyone. In India usually what happens is the account holders get calls asking for the credentials of the account. Those callers tell that they are calling for the bank and the customers provide the details.
However, the number of such frauds has come down drastically but still, we can find such cases here and there. If you are looking for the process of getting your bank account statement in Canara Bank. Then you will find everything you need to know in this guide.
What is Canara Bank Account Statement?
The bank account statement is nothing but the list of all the debit and credit transactions that have taken place in your bank account for the selected period of time. The same will be provided to you by the Canara Bank if you request it.
When I say for the selected period of time what actually it means?
This means you can get the bank account statement for any period of time like 1 month, 3 months, 6 months, and the last financial year. This depends on you how you choose to obtain the Canara Bank Account Statement.
What is the Reason People Request Account Statement from the Banks?
Bank account statements are mostly used when you are planning to apply for any loan or credit card. This statement acts as your income proof. In India, it is seen that the bank account statement also acts as an address proof.
This is because we can see the address of the customer printed in the top part of the account statement. People also use these statements to know their bank balance.
The account holder’s bank balance on every particular day a transaction has happened will be mentioned in the bank account statement.
What are the Methods to Obtain Account Statement?
You can obtain your bank account statement via 2 modes and they are offline and online. If you wish to get it offline then you personally have to visit the branch of the bank and talk to the bankers there. The bank might also charge you money to give you a physical printout of the account statement.
And if you wish to obtain the Canara Bank account statement online then you can do it from the official website of the bank. No extra charges will be applied to you if you ish to do it online using the internet banking or Net Banking portal of the bank.
To learn more about how you can obtain it online continue reading.
How Can I Obtain Canara Bank Account Statement Online?
The complete step by step information for you is mentioned below. But you have to make sure that you are entering your User ID and the password on the official website of the bank only.
You should never enter your User ID and Password on the third-party websites or the unofficial one. If you don’t know the exact URL or address of the Canara Bank’s official address or be it any other bank. The best method to find the official website’s link is to search it on Google. This will help you to find the genuine website of the bank and avoid phishing traps.
Now let us begin with the steps to obtain Canara Bank Account Statement Online using the Net Banking Portal of the bank.
- Go to the official website of the bank and click on login.
- Enter your User ID and Password of the Canara Bank Internet Banking account.
- Solve the captcha correctly and click on the login button.
- All the accounts linked to you will be displayed to you on the screen.
- Choose the bank account whose statement you want to obtain.
- Select the time period for which you want the transactions in the statement.
- Choose how you want to receive the statement.
This is how you can obtain Canara Bank account statement online. As I have already mentioned that the bank will not charge you anything if do this online.
In the 7th and the last step, you can choose how you want to receive the bank account statement. The options available to you are,
- Via Email
- View Online in your Web Browser.
- Download the Statement in PDF Format.
- And the last one is to download the statement in Microsoft Excel Format.
You can choose any one of these 4 options.