Many adults need help paying for dental work, but they’re not sure where to get it. Dental procedures can be quite costly, depending on what issues a patient is facing.
In fact, one recent study noted that in the US alone, patients were spending more than $124 billion annually on dental treatments and procedures. In the following article, we show you how to avoid becoming a part of this rising trend. Let’s begin!
1. Group Dental Insurance
The cost of dental work can be overwhelming without insurance. You can try to work directly with the service provider, but even steeply discounted work can be a blow to your emergency fund if you have one.
Group dental insurance is a way around that. Plans vary, but most will handle preventative care without requiring out-of-pocket payment. If you do need work done, the low monthly premium means your insurance will pick up a significant portion of the tab.
Group plans are more affordable because they pool resources and mitigate risk across a large network of customers. Individual plans outside of an employer will run a little higher because you won’t have the employer handling a portion of it for you or negotiating on your behalf.
2. Dental Financing Companies
The cost of dental fillings can add up, especially if you push for higher-quality materials such as composite resin, gold, or porcelain. If you have more than one tooth that needs filling and you don’t have insurance, look into dental finance companies.
Companies like CareCredit and United Medical Credit will front the payment for the work. Then, you can pay them back at an affordable monthly rate suited to your budget. Not all offers are created equally, so shop around before you decide on one.
3. Schools and Clinics
The question, how do I pay for a dentist with no insurance, is a good one since many people aren’t fortunate enough to work for an employer that offers assistance on dental plans. If that’s the case, you might want to take a chance on dental schools or dental care from medical clinics.
In many cases, you get service from quality students or individuals transitioning from school into private practice. Quality of care will vary, but you could qualify for free treatments and reduced costs while benefiting from the latest in dental technology at a discounted price.
Another avenue is to get help paying for dental work through fundraising efforts. You can do this through GoFundMe, other online fundraising websites, or local connections.
You also might consider reaching out to family and friends. To be successful, you have to think about how to communicate your case, where to promote it, and whom to target.
5. Charities and Grants
The last thing you might consider for how to get help paying for dental work is through charities and grants. That’s right, some clinical research studies and foundations will pay the wisdom teeth removal cost for you. To see if any are participating near you, search the web for clinical research involving dental work and take advantage.
Finding Help Paying for Dental Work Is Easier Than You Think
If you need help paying for dental work, we hope the information presented here will put your mind more at ease. There are many options out there, from affordable financing and fundraising to charities, grants, and low-cost insurance.
For more health and wellness tips and information, check out some of our additional posts!